Deal Details
Private Loan Type
Residential Ground-Up Construction
Approx. Funding Date
09/30/2025
Property Type
Property City
Boca Raton
Property State
FL
Loan Term (months)
12
Lien Type
1st Mortgage
Payment Type
Interest Only
Loan-to-Value
90%
Construction Budget
$2,300,000
Construction Budget Funded
100%
Completed Value
$6,000,000
Construction Project Scope
Vertical
Property Condition
Vacant Land
Occupancy at Closing
Vacant
Borrower's Plan
Build and Sell
Exit Strategy
Sale
Borrower Credit Rating
Excellent
Deal Summary
Capital Funding Financial, a direct family-office private lender, funded a $3,600,000 ground-up construction loan for a large single family home in Boca Raton, FL. The loan funded most of the $2,300,000 construction budget plus the land. The lot has 80 feet of prime water frontage. The 6,737-square-foot spec home will feature six bedrooms, a designer kitchen, custom wood cabinetry, luxury appliances, an elevator, a three-car garage, a bar, and a whole-house generator. The anticipated sale price upon completion is over $6,000,000. Capital Funding provided 90% loan-to-value financing for this local developer in Palm Beach County. The Borrower had excellent credit. They plan to sell the property as an exit strategy. The loan term was set at 12 months. This private construction loan was funded in September 2025.
Funded By
Capital Funding Financial
Direct Lender for Investment Real Estate - 7 Day Closings - Low Rates
Dealmakers
David DiNatale
Managing Partner