Bridge Loan for Vacant Retail Property Purchase in Murrieta, California

Funded by SDC Capital

$2,405,000

Deal Details

Private Loan Type

Purchase

Approx. Funding Date

10/31/2025

Property Type
Retail
Property City

Murrieta

Property State

CA

Loan Term (months)

12

Lien Type

1st Trust Deed

Payment Type

Interest Only

Purchase Price

$3,700,000

Loan-to-Purchase Price

65%

Borrower's Contribution to Purchase

35%

Property Neighborhood

Avenida Acacias

Location Type

Suburban

Property Condition

Good

Occupancy at Closing

Vacant

Number of Units

6

Lot Square Footage

15,041

Lot Acreage

6.69

Borrower's Plan

Lease Up Vacant Units

Exit Strategy

Refinance

Deal Highlights

This loan is for a vacant retail property in Murrieta
Borrower is a licensed general contractor and a repeat client
Client has extensive experience in retail property renovations
SDC Capital engaged a trusted real estate broker to provide a broker opinion of value (BOV)

Deal Summary

SDC Capital, a direct private lender based in Burbank, funded a $2,405,000 bridge loan for the acquisition of a vacant 6-unit retail property in the Avenida Acacias area of Murrieta, CA. We financed 65% of the $3,700,000 purchase price, allowing the Borrower to secure the asset quickly. The Borrower put down 35% cash. He is a licensed general contractor and long-time repeat client of SDC Capital with a strong track record in renovating retail properties and identifying value-add opportunities. To streamline the process, SDC Capital used a trusted real estate broker to provide a Broker Opinion of Value, which reduced costs and turnaround time and helped verify the property’s value for a fast closing. The subject property is approximately 6.69 acres. The plan is to hold the property as a long-term investment and exit the loan through a refinance. The loan term was set at 12 months. This CRE bridge loan was funded in October 2025. 

Funded By

SDC Capital

Family Office Lender. No 3rd-party appraisal (typically). Soft Money Terms in 1st or 2nd Lien Position.