Multifamily Purchase and Rehab Loan in Los Angeles, California

Funded by SDC Capital

$1,490,000

Deal Details

Private Loan Type

Purchase

Approx. Funding Date

10/09/2025

Property Type
Multifamily
Property City

Los Angeles

Property State

CA

Loan Term (months)

12

Lien Type

1st Trust Deed

Purchase Price

$1,392,000

Loan-to-Purchase Price

75%

Borrower's Contribution to Purchase

25%

Renovation Budget

$450,000

Renovation Budget Funded

100%

Borrower's Contribution to Budget

0%

After-Repair Value

$2,200,000

Loan-to-After-Repair Value

67%

Renovation Project Scope

Heavy Rehab

Property Neighborhood

Westchester

Location Type

Urban

Occupancy at Closing

Tenant-Occupied

Number of Units

6

Building Square Footage

3,680

Borrower's Plan

Rehab and Rent

Exit Strategy

Refinance

Deal Highlights

6-time repeat Borrower
Borrower is adding AUD's to increase cash flow
We funded 100% of the rehab/construction costs
Inclusion: $450,000 construction holdback

Deal Summary

SDC Capital, a direct private lender based in Burbank, funded a $1,490,000 loan for the acquisition and rehab of a 6-unit multifamily property in the Westchester neighborhood of Los Angeles, CA. We funded 100% of the $450,000 construction budget. The financing covered 75% of the $1,392,000 purchase price plus 100% of the $450,000 budget for constructing 2 Accessory Dwelling Units (ADUs). The Borrower contributed 25% cash at closing. The after-repair value was estimated at $2,200,000, so our loan-to-after-repair value was 67%. The ADU’s will boost the property’s cash flow significantly. This was the Borrower’s sixth deal with us. With SDC Capital’s flexible and responsive financing solutions, experienced investors like this Borrower can continue expanding their portfolios and maximizing property value through strategic improvements. The property was fully occupied at closing. It is approximately 3,680 square feet. The Borrower plans to refinance as an exit strategy upon completion of the 2 units. The loan term was set at 12 months. This multifamily rehab loan was funded in October 2025.

Funded By

SDC Capital

Family Office Lender. No 3rd-party appraisal (typically). Soft Money Terms in 1st or 2nd Lien Position.